Blog

What is a Debt-To-Income Ratio and Why Does it Matter?

When you are ready to buy a home, you may hear your mortgage lender start talking about your debt-to-income ratio, or DTI.  While you may not have heard that term before, it is actually a very importa Jan 05, 2023

Home Buying in 2023 – What to Expect

The past several years of housing boom, spurred on by the lowest mortgage rates in history and record-setting home demand, have likely seen their end. As U.S. inflation reached uncomfortable levels of Jan 03, 2023

Happy New Year 2023

It's a new day and a New Year and we want to wish you a Happy New Year! To all of our clients, partners, family and friends - you helped make 2022 a great year for us and we want to thank you for shar Jan 01, 2023

6 Ways to Know You Are Ready to Be a Home Buyer

Buying a home is one of the biggest and most important financial decisions most people will make in their lifetimes. It is no wonder then that people want to be sure they are truly ready for the purch Dec 29, 2022

Don’t Make These 7 Home Buyer Mistakes

With today’s rising interest rates and high home prices, buying a home takes some planning and forethought. Mistakes can be costly, like getting a mortgage higher than you can afford or getting stuck Dec 27, 2022

Merry Christmas

With Christmas fast-approaching, all of us at Universal Mortgage, LLC would like to wish you a Merry Christmas! We hope that this week you'll be surrounded by family, friends and loved ones while enjo Dec 22, 2022