Alain Perez
Loan Originator
NMLS #1215773
Alain Perez purchased his first home at the age of 20. Ever since then he has been helping his friends and family with the knowledge and steps in purchasing real estate. He joined Universal Mortgage in 2018. His greatest joy is helping his clients fulfill their dreams of homeownership.
Understanding Credit Bureaus: How They Impact Your Financial Life
Jul 10, 2026
Learn how credit bureaus work, how scores are calculated, and how to improve your credit for better loan approval and lower interest rates.
Should You Talk to a Lender or Real Estate Agent First?
Jul 08, 2026
Not sure if you should call a Lender or Real Estate Agent first? Find the answer and start your home buying journey with confidence.
How Your Credit Score Impacts Your Ability to Buy a Home
Jul 06, 2026
See how your credit score can affect your mortgage approval, rate, and loan costs, plus practical ways to strengthen your profile before buying.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
