Alain Perez
Loan Originator
NMLS #1215773
Alain Perez purchased his first home at the age of 20. Ever since then he has been helping his friends and family with the knowledge and steps in purchasing real estate. He joined Universal Mortgage in 2018. His greatest joy is helping his clients fulfill their dreams of homeownership.
VA Mortgage Rate Basics Explained
Feb 05, 2026
Learn how VA mortgage rates are set, what affects them, and how veterans can secure lower rates and long-term savings.
A Smart Buyer’s Guide to Purchasing a New-Construction Home
Feb 03, 2026
Learn how to buy a new-construction home, including builder research, negotiations, inspections, and common buyer mistakes.
What Is a Mortgage Amortization Schedule and How Does It Work?
Jan 29, 2026
Learn how mortgage amortization works, how payments are applied, and how extra payments can reduce interest over time.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
