Alain Perez
Loan Originator
NMLS #1215773
Alain Perez purchased his first home at the age of 20. Ever since then he has been helping his friends and family with the knowledge and steps in purchasing real estate. He joined Universal Mortgage in 2018. His greatest joy is helping his clients fulfill their dreams of homeownership.
Debt Consolidation Loans and Your Credit Score
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Learn how a Refinance Debt Consolidation Loan can lower your monthly payments and help boost your credit score over time.
Buying a Home for a Second Time: What You Need to Know
Aug 24, 2026
Buying a home for the second time? Learn how equity, timing, and loan options can shape a smoother purchase experience.
When should you Buy or Sell your home?
Aug 21, 2026
Learn how market absorption rate reveals market conditions and helps buyers and sellers make smarter timing decisions.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.