Alain Perez
Loan Originator
NMLS #1215773
Alain Perez purchased his first home at the age of 20. Ever since then he has been helping his friends and family with the knowledge and steps in purchasing real estate. He joined Universal Mortgage in 2018. His greatest joy is helping his clients fulfill their dreams of homeownership.
Understanding Adjustable-Rate Mortgage (ARM) Requirements
Jun 26, 2026
Get a Lower Rate with an Adjustable Rate Mortgage. See if an adjustable-rate mortgage is a match for your financial goals.
Do VA Refinance Rates Differ from Purchase Rates?
Jun 24, 2026
Learn how VA refinance rates compare to purchase rates and how fees and loan types impact your total cost.
Fixed-Rate vs. Adjustable-Rate Mortgages: How to Choose the Right Loan
Jun 22, 2026
Compare fixed-rate and adjustable-rate mortgages to find the best fit for your budget, goals, and long-term plans.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
