Alain Perez
Loan Originator
NMLS #1215773
Alain Perez purchased his first home at the age of 20. Ever since then he has been helping his friends and family with the knowledge and steps in purchasing real estate. He joined Universal Mortgage in 2018. His greatest joy is helping his clients fulfill their dreams of homeownership.
A Guide to Buying a Home in Retirement
Jan 13, 2026
Learn how to buy the right home in retirement with tips on budgeting, priorities, financing, and long-term planning.
Home Warranty vs. Home Insurance: What's the Difference?
Jan 08, 2026
Home Warranties and Home Insurance are not the Same! Learn how they are different and when to use one or the other.
Is Your Mortgage Payment Too High? Here’s How to Lower It
Jan 06, 2026
Learn practical ways to lower your mortgage payment through refinancing, PMI removal, insurance savings, and tax appeals.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
