Alain Perez
Loan Originator
NMLS #1215773
Alain Perez purchased his first home at the age of 20. Ever since then he has been helping his friends and family with the knowledge and steps in purchasing real estate. He joined Universal Mortgage in 2018. His greatest joy is helping his clients fulfill their dreams of homeownership.
5 Common Types of Home Loans Explained
Oct 23, 2026
Discover the 5 most often used loan types by home buyers today. See what each option can offer for your financing journey.
How Much Down Payment Do You Really Need?
Oct 21, 2026
Learn how much or how little of a down payment you need to buy a home and what loan options you should consider to reach your goal.
Your Credit Score Tanked Overnight - What Happened?
Oct 19, 2026
Discover the surprising reasons your credit score dropped overnight and learn how to recover your great credit score quickly.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.