Alain Perez
Loan Originator
NMLS #1215773
Alain Perez purchased his first home at the age of 20. Ever since then he has been helping his friends and family with the knowledge and steps in purchasing real estate. He joined Universal Mortgage in 2018. His greatest joy is helping his clients fulfill their dreams of homeownership.
How Real Estate Tax Benefits Help Build Long-Term Wealth
Jan 27, 2026
Explore the full tax advantages of real estate investing, including deductions, depreciation, capital gains, and tax deferral strategies.
Understanding Your Closing Disclosure: What to Review Before Closing
Jan 22, 2026
Learn what a Closing Disclosure is and what to review before closing. Understand loan terms, costs, and how to spot errors in this critical mortgage document.
Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan
Jan 20, 2026
Learn when and how to refinance an adjustable-rate mortgage into a fixed-rate loan, including costs, timing, and qualification requirements.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.