Alain Perez
Loan Originator
NMLS #1215773
Alain Perez purchased his first home at the age of 20. Ever since then he has been helping his friends and family with the knowledge and steps in purchasing real estate. He joined Universal Mortgage in 2018. His greatest joy is helping his clients fulfill their dreams of homeownership.
How Do You Pay Back a Reverse Mortgage?
Oct 09, 2026
Learn when a reverse mortgage must be repaid, your payoff options, and key steps homeowners and heirs should know.
Your Home Equity: 10 Ways to Cash Without Moving Out
Oct 07, 2026
Explore 10 practical ways to use home equity wisely, plus key risks and tips to decide what may fit your goals.
Is It Possible to Buy a Second Home without a Down Payment?
Oct 05, 2026
Learn 5 ways that you can buy a second home without a down payment, plus risks, options, and smart planning tips to consider
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
