Lazaro Munoz

NMLS # 2373739

786-853-5216

[email protected]

Lazaro Munoz Loan Originator

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How Do I Get Rid of Private Mortgage Insurance?

How Do I Get Rid of Private Mortgage Insurance?

Private mortgage insurance (PMI) is required by lenders when borrowers contribute less than 20% of the home’s value as a down payment. This insurance protects the lender, not the homebuyer. If the loan borrower defaults on the mortgage for any reaso

Jun 12, 2019 | Conventional Loans

4 Ways to Avoid Scams in the Miami Real Estate Market

4 Ways to Avoid Scams in the Miami Real Estate Market

As a new home buyer, it is important that you carefully research the real estate industry in the area that you are considering moving to. If you are able to conduct your research carefully, you will find that you make more informed decisions when deciding

Jul 03, 2017 | Mortgage Scams Real Estate Miami

3 Tips to Finance Less on Your Upcoming Home Purchase

3 Tips to Finance Less on Your Upcoming Home Purchase

When you are saving up to buy your first home, it is important to save the proper capital to fund your purchase. That being said, some individuals will have to finance a portion of their home. If this pertains to you, then it is wise that you learn how to

Jun 27, 2017 | Finance First Home First Time Homebuyer Purchase

3 Secrets to Closing Escrow This Summer in Miami

3 Secrets to Closing Escrow This Summer in Miami

In the Summertime, it is a great time to move house because the children are out of school and the whole family has less activities going on that make a transition easier. If you are trying to relocate to Miami or to another part of Miami, it is important

Jun 26, 2017 | Finance Real Estate Miami

3 Unforeseen Real Estate Dangers to Avoid

3 Unforeseen Real Estate Dangers to Avoid

If you are planning on purchasing a home, then it is important to assess whether you have the capital to do so, but it is also important to protect yourself from common pitfalls that many homeowners run into. If you are purchasing your next home in Miami,

Jun 22, 2017 | Purchasing Debt Pitfalls

3 Documents to Bring to Your Mortgage Broker

3 Documents to Bring to Your Mortgage Broker

When you are ready to purchase a home, it is a very exciting time. For this reason, it is easy to forget what procedural parts of the process are necessary to complete your sale with ease. It is important to note that the Miami real estate market moves qu

Jun 15, 2017 | Purchasing Purchase Miami Finance Broker

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