VA Loans
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country.
You can buy a home with no money down, refinance your home up to 100% of its value, and you never have to pay PMI (Private Mortgage Insurance). These loans are usually easier to get because the Government insures the loan, reducing risk to the lender and providing exceptional opportunities for our veterans.
Who is Eligible for a VA Loan?
This loan is made exclusively available to veterans of the United States Armed Forces to facilitate the purchase of a home even with less than perfect credit. This loan allows the borrower to finance up to 100% of the purchase price.
Active Duty – Veterans – Reservists
- 100 % Financing*
- VA loans to $1.5 Million
- Fixed Rate Assumable Loans
- VA IRRRL – Streamline Rate Reduction Refis
- No Monthly Mortgage Insurance Premiums
- No Funding Fee for Disabled Veterans
Veterans and Military Personnel
- Not Limited to First-Time Home Buyers
- Closing Costs May Come from a Gift or be
Paid by Seller - Primary Residence: Single Family Residence
1 to 4 Units, Condos and Planned Unit
Developments (PUDs)
We have the knowledge and experience to guide you safely through the VA loan process; from obtaining your Certificate of Eligibility to closing your loan, we’ve got you covered.
VA loans represent one of the most valuable benefits available to our veterans and service members. With no down payment required, no PMI, and the ability for sellers to pay closing costs, these loans provide an exceptional path to homeownership for those who have served our country.
No Down Payment
Buy a home with no money down - 100% financing available
No PMI Required
Never pay Private Mortgage Insurance, saving you money monthly
Easier Qualification
Government backing reduces lender risk, making approval easier
Looking for a VA Loan?
VA loans offer unmatched benefits for veterans and service members: no down payment, no PMI, sellers can pay your closing costs, and easier qualification due to government backing. Whether you're buying your first home or refinancing with a VA Streamline, these benefits represent our nation's commitment to supporting those who have served. Don't let these exceptional benefits go unused.