This is the most popular mortgage loan as if offers financing for first time and experienced homebuyers with flexible loan terms ranging from 15 to 30 years with as low a credit score as 620. You may finance up to 95% of the property’s value.
Fannie Mae allows financing for primary residences, second homes, and investment properties.
Here are some of the loan programs Fannie Mae has to offer:
Although very similar to Fannie Mae’s programs, Freddie Mac proves to be more flexible when underwriting its loans giving purchasers another option to qualify.
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