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Fannie Mae

This is the most popular mortgage loan as if offers financing for first time and experienced homebuyers with flexible loan terms ranging from 15 to 30 years with as low a credit score as 620. You may finance up to 95% of the property’s value.

Fannie Mae allows financing for primary residences, second homes, and investment properties.
Here are some of the loan programs Fannie Mae has to offer:

  • Fixed Rates
  • ARM’s
  • No PMI with loans less than 80% LTV
  • Lender Paid PMI
  • Homepath Financing

Freddie Mac

Although very similar to Fannie Mae’s programs, Freddie Mac proves to be more flexible when underwriting its loans giving purchasers another option to qualify.

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