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Wishing you a Happy Thanksgiving!
As we gather with family and friends this Thanksgiving, we're taking a moment to reflect on what we're most grateful for—and that includes you. From all of us at Universal Mortgage, LLC, thank y Nov 26, 2025
VA Housing Grants for Disabled Veterans: Adapting Homes for Independence
The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial ass Nov 25, 2025
Understanding Mortgage Liens and Property Encumbrances
Property ownership involves more than just holding a deed. Liens and encumbrances represent legal claims or restrictions affecting your property rights. Understanding these concepts protects your inve Nov 20, 2025
Joint VA Loans: Combining Forces for Homeownership
Joint VA loans allow veterans, active-duty service members, and eligible civilians to combine their financial resources to purchase a home together. While less common than standard VA loans, this opti Nov 18, 2025
Are HELOC Interest Payments Tax Deductible?
Home Equity Lines of Credit (HELOCs) provide flexible access to your home's equity, but understanding the tax implications requires careful attention to IRS rules. While HELOC interest can be tax dedu Nov 13, 2025