Lazaro Munoz

Loan Originator

NMLS# 2373739

Lazaro Munoz Loan Originator

Blog

Choosing the Right Mortgage Term: A Key Decision in Homeownership

Embarking on the journey to homeownership involves many significant decisions, and one of the most important is selecting the length of your mortgage term. From shorter terms like 10 years to longer o Sep 12, 2024

Refinance Your Home, Even if You Have Limited Equity

FMERR stands for Freddie Mac Enhanced Relief Refinance. It's a refinancing program that was designed to help homeowners who have little or no equity in their homes refinance into a better mo Sep 10, 2024

Exploring VA Loans: A Path to Homeownership for Veterans

Today, we’re diving into the world of VA loans—an incredible opportunity for veterans and active-duty service members to achieve the dream of homeownership. VA loans are a unique benefit d Sep 05, 2024

A Strategic Approach to Adjustable-Rate Mortgages

Embracing Adjustable-Rate Mortgages in a Fluctuating Interest Rate Environment In today’s market, where interest rates can shift unpredictably, achieving homeownership through conventional fixed Sep 03, 2024

Home Equity Loans vs. HELOC: Which is Right for You?

In the intricate landscape of personal finance, discerning the optimal borrowing strategy can be like to navigating through a maze of options. Home equity loans and lines of credit emerge as two promi Aug 29, 2024

How High Balance Loans Can Help You Afford a Home in Expensive Markets

Entering the real estate market in an area with high home prices can be a daunting task. However, there’s a financial tool that can help bridge the gap between your budget and the home of your d Aug 27, 2024