Lazaro Munoz

Loan Originator

NMLS# 2373739

Lazaro Munoz Loan Originator

Blog

Understanding Sales Price vs. Appraised Value in Real Estate

Whether you're buying or selling a home, you'll frequently hear the terms sales price and appraised value. These concepts are key to navigating the transaction process, and understanding them can make Nov 19, 2024

Understanding Your Mortgage Statement

For seasoned homeowners and new buyers alike, these statements can seem complex, but breaking them down is easier than you might think. Here’s a guide to understanding each section of your mortg Nov 14, 2024

Preparing for Your First Mortgage Payment: Key Details to Know

After buying your home, it’s time to prepare for your first mortgage payment. At Universal Mortgage, LLC we want to help you get off to a great start owning your new home! Here’s everythin Nov 12, 2024

Understanding Conventional Loans: A Guide for Aspiring Homeowners

The journey to homeownership is an exciting process that often brings many choices. Among various mortgage options, conventional loans stand out as a solid choice for many buyers. But what exactly is Nov 07, 2024

Is FHA Streamline Refinance Right for You?

If you've ever thought refinancing your home was as challenging as climbing a mountain, you’re not alone. Fortunately, for homeowners with an FHA loan, the FHA Streamline Refinance program offer Nov 05, 2024

Happy Halloween from Universal Mortgage, LLC

Wishing you a spooktacular 👻 day filled with treats and delightful surprises! As you enjoy the festivities, remember that we're here to help you with all your home financing needs. Whether you're look Oct 31, 2024