Jose Gonzalez

Loan Originator

NMLS# 2121403

Jose Gonzalez Loan Originator

Blog

Why Hazard Insurance Matters When You’re Buying a Home

As you approach the finish line in your homebuying journey, you may come across something called hazard insurance in your closing documents. If you’re wondering what it is and why it’s req Apr 15, 2025

Real Estate Crowdfunding – Investment Friend or Foe?

Recently, you’ve probably heard a lot about the rise of “crowdfunding” in real estate. The concept seems simple: pool money with others to invest in a property, and potentially share Apr 10, 2025

Am I Too Young For a Mortgage?

Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just start Apr 08, 2025

Understanding Private Mortgage Insurance

If you're buying a home with less than 20% down, you might be required to pay Private Mortgage Insurance (PMI)—an extra cost that protects the lender, not you. Let’s explore what PMI is, h Apr 03, 2025

The Pros & Cons of Buying a Foreclosure

Buying a foreclosure can seem like a great way to save money, but it's not without risks. Like any home purchase, foreclosures come with both advantages and challenges. Let’s break it down so yo Apr 01, 2025

The Housing Market from a Generational Point of View

Ever noticed how each generation impacts the real estate market in different ways? It’s not just a coincidence—different age groups have unique needs and preferences when it comes to buyin Mar 27, 2025