Jose Gonzalez

Loan Originator

NMLS# 2121403

Jose Gonzalez Loan Originator

Blog

What's Rent-vesting and Can It Help Me Become a Homeowner?

A New Path to Homeownership Rent-vesting is an approach where you rent the home you live in and buy an investment property in a more affordable area. It’s a strategy that gives buyers flexibilit Jun 17, 2025

Can You Use Your VA Loan Again After It's Been Assumed?

If your original VA loan has been assumed by someone else, you might be wondering whether you can use your VA loan benefits again. The answer depends on your remaining entitlement and a few other key Jun 12, 2025

Facing Foreclosure? Here’s What You Can Do Now

How to Stop Foreclosure and Protect Your Home If you're falling behind on your mortgage and feel like you're out of options, you're not alone. Foreclosure is a difficult and emotional process—bu Jun 10, 2025

How to Buy a HUD Home: A Complete Guide

Are you looking for an affordable way to become a homeowner? A HUD home might be the perfect solution for you. These government-owned properties offer great opportunities for buyers who want to save m Jun 05, 2025

Should You Hold Out for Lower Interest Rates Before Buying a House?

Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timin Jun 03, 2025

More Borrowers Are Putting 20% Down - Should You?

If you're thinking about buying a home, you've probably heard you need a 20% down payment. But is that always true? Let’s take a closer look at what’s really required—and what’ May 29, 2025