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Understanding Non-Owner-Occupied Mortgages
If you are venturing into the world of rental properties, it's time to learn the ins and outs of non-owner-occupied mortgages. This is a special type of home loan for a property you buy but do not int Dec 08, 2022
The Ultimate Mortgage Pre-Approval Document Checklist
If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, se Dec 06, 2022
There are Lots of Reasons to Refinance Your Home
With interest rates doubling in the past year, you may think that it’s no longer a good time to refinance your mortgage. However, the truth is there may be some circumstances that make now a perfect t Dec 01, 2022
Can’t Quite Afford a House Yet? Consider a Co-Borrower
With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. Nov 29, 2022
Happy Thanksgiving
Thanksgiving is a wonderful holiday that gives us the opportunity to express our gratitude to all of our family, friends and clients. All of us at Universal Mortgage, LLC would like to wish you a Happ Nov 24, 2022