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Is a 15-Year Fixed-Rate Mortgage Right for Me?
The most common home loan, by far, is the 30-year fixed-rate mortgage. It spreads out the principal and interest in an amortized pattern over three decades, allowing for manageable payments. It’s a go Nov 01, 2022
Happy Halloween 2022!
Today is the day to eat candies and sweets to your heart's content. Thanks for making 2022 such a treat for us! All of us at Universal Mortgage, LLC wish you a safe and spooky night with your loved on Oct 31, 2022
Can I Still Get a VA Home Loan If I’ve Had a Bankruptcy?
In today’s turbulent economic atmosphere, financial hard times can hit any of us. If you are hoping to get a VA home loan but you have recently been through bankruptcy, you may be wondering what kind Oct 27, 2022
Should I Refinance My ARM Loan to a Fixed-Rate Mortgage?
Long-term mortgage interest rates have more than doubled in the past year and hit 14-year highs as of September 2022. If you bought a home in recent years with an adjustable-rate mortgage (ARM), it pr Oct 25, 2022
Home Buying Options for Teachers
Public school teachers are in high demand right now. A recent study estimates that there are 36,000 open teacher positions across the U.S. right now. Perhaps the rising teacher shortage is due to the Oct 20, 2022