Lazaro Munoz

Loan Originator

NMLS# 2373739

Lazaro Munoz Loan Originator

Blog

Mortgage Options for Seniors Downsizing in Retirement

Retirement is a significant milestone that represents the end of one chapter and the start of a new one. Many seniors find themselves considering downsizing to a smaller home, which can offer financia May 09, 2024

What Is Title Insurance and Why Do I Have to Pay for It?

Navigating the world of home buying can be both thrilling and complex. Amid the stack of paperwork, one expense may stand out as confusing: title insurance. This fee isn't just an obscure line item on May 07, 2024

Understanding USDA Rural Development Loans: Benefits and Eligibility

If you're thinking about buying a home and don't have money for a down-payment you might want to consider a USDA Rural Development Loan. Let's talk about these loans and how they could make your dream May 02, 2024

A Comprehensive Guide to Protect Yourself Against Mortgage Fraud

Starting your journey to homeownership is an exciting and big step. But buying a home isn't without its challenges, and one of the risks in today's real estate market is mortgage fraud. In recent year Apr 30, 2024

How a 5% Mortgage Can Get You Into Real Estate Investment

Starting a real estate investing business can be both exciting and challenging. In November 2023, Fannie Mae reduced the required down payment on owner-occupied multi-family properties from between 15 Apr 25, 2024

The Importance of Debt Consolidation Home Loans

Navigating the complex landscape of home loans can be a daunting task for prospective homeowners. Among the myriad financial considerations, debt consolidation emerges as a strategic tool that not onl Apr 23, 2024