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The Mortgage Spread is Shrinking
Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap Sep 02, 2025
Applying for a Mortgage: Fixed or Adjustable Rate?
Choosing a mortgage is one of the most important financial decisions you'll make when buying a home. Two of the most common types are fixed-rate mortgages and adjustable-rate mortgages (ARMs). Each co Aug 28, 2025
Tips to Get a Lower Rate on a VA Loan
Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benef Aug 26, 2025
Funding Energy-Efficient Home Improvements
If your home is struggling to stay warm and your energy bills keep climbing, it might be time to consider an upgrade. For many homeowners, a cash-out refinance is one way to fund energy-efficient impr Aug 21, 2025
Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid
Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expen Aug 19, 2025