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Is a 30-Year Mortgage Right for You?
Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its ad Nov 04, 2025
Understanding Your Mortgage Maturity Date
The mortgage maturity date marks when your loan term officially ends and the remaining balance becomes due. Understanding this date helps you plan your finances, evaluate refinancing opportunities, an Oct 30, 2025
Happy Halloween!
As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at Universal Mor Oct 28, 2025
Understanding Your True Monthly Mortgage Cost in 2025
The average American mortgage payment has reached $2,329 per month, up 21% from $1,924 in 2023. Rising home prices and interest rates averaging 6.68% are driving these increases. But that's just the b Oct 23, 2025
Is Now the Right Time for a Home Equity Line of Credit?
A Home Equity Line of Credit (HELOC) allows you to borrow against the equity you've built in your home. As property values and interest rates fluctuate, many homeowners wonder whether this financing o Oct 21, 2025