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Use a VA Energy Efficient Mortgage for Home Improvements
The VA Energy Efficient Mortgage (EEM) program helps veterans and service members finance energy-saving home improvements as part of their VA home loan. This program allows you to include the cost of Dec 11, 2025
Starter Home vs. Forever Home: Making the Right Choice
Choosing between a starter home and a forever home represents one of the most significant financial decisions you'll make. Each option offers distinct advantages and challenges that affect your immedi Dec 09, 2025
Inheriting Property with Siblings
Inheriting a home with siblings creates both emotional and financial challenges. The property represents family memories while simultaneously requiring practical decisions about ownership, expenses, a Dec 04, 2025
Buying a Property with Existing Tenants
It's thrilling to purchase a home, and it becomes even more fascinating when renters are included in the agreement! Buying a home that is already occupied by tenants can result in immediate rental rev Dec 02, 2025
Wishing you a Happy Thanksgiving!
As we gather with family and friends this Thanksgiving, we're taking a moment to reflect on what we're most grateful for—and that includes you. From all of us at Universal Mortgage, LLC, thank y Nov 26, 2025