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3 Signs That You Should Not Refinance Your Home

It has become quite common to consider refinancing one’s home. This is an option that should only be considered when it is for lowering the interest rate rather than taking on a second mortgage. Taking a second mortgage can truly be detrimental to your financing future, which is why it is highly recommended that you carefully consider your options before doing so. If you are currently residing in Miami, then it is highly recommended that you work with a mortgage broker in Coral Gables. Here are three signs that you should not refinance your home: 1. You Have a Large Amount of Cre...

April 6th, 2017 | Mortgage, Refinancing, Debt, Bankruptcy, 3 Signs That You Should Not Refinance Your Home

4 Ways to Improve Your Credit Score in Six Months

Maintaining an ideal credit score is quite difficult if you have run into financial trouble. The important thing to realize is that you are absolutely able to come back from a negative credit score if you work hard and settle your debts. If you are considering relocating to Miami and purchasing a home, it is important to work with a local mortgage broker in Coral Gables to see how you can qualify for a mortgage once you improve your credit score. Here are four ways to improve your credit score in six months: 1. Pay Off Credit Card Debt: If your credit cards are maxed out, then you...

March 17th, 2017 | Credit Score, Debt, Miami, Credit, 4 Ways to Improve Your Credit Score in Six Months

4 Reasons Why It Is Important to Find a Good Mortgage

Purchasing a home is a major financial decision that should not be taken lightly. Be sure that you are carefully deciding which professionals that you would like to work with before you decide to purchase your own home. If you would like to purchase a home in Miami, it is highly recommended that you hire a reliable mortgage broker in Coral Gables to carry out your transaction. In doing so, you will get the best possible rate on your mortgage. Here are four reasons why it’s important to find a good mortgage: 1. Access to Good Interest Rates: Interest rates are the most import...

March 16th, 2017 | Mortgage, Purchase, Down Payment, Rates, 4 Reasons Why It Is Important to Find a Good Mortgage

3 Steps to Attract Buyers to Your Home

3 Steps to Attract Buyers to Your Home Selling one’s home is never simple. There are many preparation steps involved in order to sell your home successfully. The reason for this is that there are many factors to consider in how to make your home appealing to others. If you do reside in Miami, working with a mortgage broker in Coral Gables could help you refer buyers that need loans in order to streamline the process of your upcoming real estate sale. Here are three steps to attract buyers to your home: 1. Work with Several Real Estate Agents: Real estate agents are ne...

March 9th, 2017 | Mortgage, Purchase, Purchasing, Buyers, 3 Steps to Attract Buyers to Your Home

3 Ways to Get Your Mortgage Application Approved Quickly

When purchasing a home, it can be quite difficult to come up with a method of paying the full asking price. This is why so many people look for mortgages to cover the remaining cost of purchasing their home. That being said, it is important to understand how to get approved for a mortgage. If you are purchasing a home in the Miami area, then it is important to work with a local expert to get your application approved as quickly as possible. Here are three ways to get your mortgage application approved quickly: 1. Work with a Mortgage Broker in Coral Gables: By working with a local mort...

March 2nd, 2017 | Mortgage, Purchase, Miami, 3 Ways to Get Your Mortgage Application Approved Quickly

4 Essential Items for Your Mortgage Checklist

When you decide to purchase a new home, it is a very exciting time. For this reason, it is essential to properly research the process involved with applying for a mortgage and ultimately, getting approved for that mortgage. If you are purchasing a home in the greater Miami area, then it is beneficial to work with a mortgage broker in Coral Gables. Once you do so, you will be in the best position possible to successfully purchase your dream home. Here are four essential items for your mortgage checklist: 1) Passable Credit Score: It is best to make sure your credit is at its absolute be...

February 13th, 2017 | Mortgage, Checklist, Approval, 4 Essential Items for Your Mortgage Checklist