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DIY Home Improvements: When to Do It Yourself and When to Call the Pros
Taking on a home improvement project yourself can be rewarding—and it may even save you money. But not all DIY efforts increase your home's value. Some may do the opposite. If you're planning to Jul 17, 2025
Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations
Thinking about buying a vacation home? Whether it’s a beach condo or a quiet cabin in the mountains, owning a second property can offer both personal enjoyment and long-term value. But before yo Jul 15, 2025
Cap Rate: Your Key to Smart Rental Property Investing
Thinking about buying a rental property? The cap rate is a very important tool for measuring potential income and risk. What Is Cap Rate?Cap rate (capitalization rate) is a percentage that shows how m Jul 10, 2025
A Guide to Using a Home Equity Loan for an Investment Property
If you're a homeowner with strong equity, now could be a great time to take the next step in building your financial future. One option to consider is using a home equity loan to buy an investment pro Jul 08, 2025
Happy 4th of July from Universal Mortgage, LLC!
As we gather with family and friends this Independence Day, there's something magical in the air. The smell of barbecue wafts from backyard grills, children's laughter echoes through neighborhoods, an Jul 03, 2025