William Morales

Loan Originator / Partner

NMLS# 1010911

William Morales Loan Originator / Partner

What is an Assumable Mortgage?

There are many ways to structure a loan for buying a home. One lesser-known way is with an assumable mortgage. Here’s what that means and how it works: What is an Assumable Mortgage? An assumable mort Apr 18, 2023

What is Mortgage PITI?

As you go through the mortgage process, you may encounter the acronym PITI in some of your documents. No, this does not mean your mortgage company is taking “pity” on you and giving you a discount. It Apr 13, 2023

What do Appraisers Consider When Valuing a House?

As you begin the process to get a new mortgage, whether for a home purchase or a refinance loan, your lender will order an appraisal for the property to determine how much it is worth. That valuation Apr 11, 2023

Should You Stay in Your Home Or Rent in Retirement?

Your home is probably one of your most valuable assets, especially if you’ve been there for many years. As you near retirement age, you may ask yourself, would it be better to stay in my house as long Apr 06, 2023

Should You Help Your Kids Pay for Their Mortgage?

According to a recent survey, almost a quarter of millennials and Gen Z homeowners said their parents had given them money in the past year to help with a rent or mortgage payment. That’s not hard to Apr 04, 2023

How to Buy a Vacation Home in 5 Steps

Buying a vacation home can be a great way to spend time in the place you love and save money over time on lodging fees. Here are 5 important steps to buying that dream property by the seaside or in th Mar 30, 2023