Foreign National Loans
Want to buy a home in the United States, but you're not a US Citizen?
No problem. The Foreign National Loan Program makes buying a U.S. home easier for non-U.S. Citizens. Our program offers flexibility and fewer restrictions such as fixed rate terms from 10 to 30 years, adjustable rate mortgages, and no prepayment penalties.
Key Program Details
Our Foreign National Loan Program is specifically designed to help international buyers navigate the US real estate market. Whether you're looking to purchase your first US property or refinance an existing one, we understand the unique challenges faced by non-US citizens and have created a streamlined process to meet your needs.
Program Overview
This specialized loan program offers flexible terms and competitive rates for qualified foreign national borrowers. We work with both employed and self-employed international clients, providing multiple financing options to suit different financial situations.
Eligible Property Types
- Single-family homes
- Condominiums
- Townhouses
Loan Terms Available
Fixed Rate Options: 10, 15, 20, 25, and 30-year terms
Adjustable Rate Options: 5/1, 7/1, and 10/1 ARM products
Manual Underwriting Process
All loans are manually underwritten by experienced professionals who understand international financial documentation and can work with various income verification methods, including our "Assets for Income" option for qualified borrowers.
Some other interesting terms to consider:
- Loan amounts up to $1 Million (and we will consider loan amounts over that on a case by case basis)
- Borrow up to a 70% Loan To Value
- High rise condos are allowed as are second homes and investment properties
- We also offer competitive rates
If you are a Foreign National and you have already purchased your property we can also provide you with a cash out refinance. If you are looking to invest in the U.S. why put all your eggs in one basket? Use our financing to help you own multiple properties and let our money work for you.
Ready to explore your options? Our foreign national loan specialists are here to guide you through every step of the process and create a customized solution that works for your unique situation.
Secure Asset Protection
Invest in the U.S. real estate market and its growing economy
Finance up to 75% of property value
Finance up to 75% of property value
Self-Employed OK
Program available for self-employed borrowers
Looking for a Foreign National Loan?
Our Foreign National Loan Program is designed specifically for international buyers who want to invest in US real estate. With competitive rates, flexible terms, and a team that understands the unique needs of foreign nationals, we're here to make your American dream home a reality.