William Morales

Loan Originator / Partner

NMLS# 1010911

William Morales Loan Originator / Partner

Understanding Mortgage Loan Origination Fees

One of the things you’ll pay for when getting a mortgage loan is an origination fee. Here’s what you need to know about origination fees and why you pay them. What Is a Mortgage Loan Origi May 30, 2023

What is a No Fee Mortgage?

There are plenty of fees to pay when you get a new mortgage loan. While there is no way to get around these costs, you may be able to avoid paying them upfront with a “no fee loan.” What A May 25, 2023

How to Improve Your Credit to Get a Better Mortgage Deal

In today’s rising interest rate climate, many potential homebuyers are looking for ways to save on a home purchase. One of the best proactive things you can do is to improve your credit score as May 23, 2023

How Many Mortgages Can I Have at One Time?

While taking on a mortgage for the first time may feel like the scariest decision of your life, after you get comfortable with homeownership and paying a mortgage, you may decide at some point that yo May 18, 2023

Do I Have to Pay Private Mortgage Insurance?

Lenders often require borrowers to pay for private mortgage insurance (PMI) on top of their mortgage loan. PMI is a type of insurance that actually protects the lender, not the borrower, against defau May 16, 2023

Mortgage Bankers and Brokers: What’s the Difference?

When you are ready to buy a home, one of your first items of business is to find a mortgage lender. As you start your search you may hear terms like “mortgage broker” and “mortgage b May 11, 2023