Kelvin Andrade

Loan Originator

NMLS# 1135008

Kelvin Andrade Loan Originator

What The Latest Fed Rate Hike Means for Mortgages

The Federal Reserve’s September interest rate hike marks the fifth straight increase in 2022. What does that mean for the mortgage world? Fed Rate Hikes The Federal Reserve is in charge of maintaining Oct 18, 2022

What's the difference between a Home Equity Loan and a Home Equity Line of Credit

Homeowner equity is near all-time highs right now as home prices have skyrocketed over the past few years. And while mortgage rates have been creeping up, they are still near low, historically speakin Oct 13, 2022

HUD Homes - Another Option for Buyers and Investors

In today’s competitive housing market, it is smart to look at all the possible avenues for becoming a homeowner. Especially if you are a first-time buyer or have less-than-perfect credit, it can be di Oct 11, 2022

Does My Credit Score Affect How Much I Pay in Private Mortgage Insurance?

Your credit score has a huge impact on the homebuying process. You probably already know that it will be a big factor in determining if you qualify for a mortgage loan and what type of interest rate y Oct 06, 2022

What Tax Deductions are Available to Homeowners?

If you are interested in becoming a homeowner, you may want to know how buying a home will affect your annual taxes. There used to be a lot of talk about homeownership tax deductions, so will your tax Oct 04, 2022

Should I Buy a Home Now or Continue Renting?

On your path to homeownership, you may be unsure when it makes the most financial sense to take the plunge. Monthly mortgage payments can sometimes be more expensive than rent prices, and there are ad Sep 29, 2022