Jose Gonzalez

Loan Originator

NMLS# 2121403

Jose Gonzalez Loan Originator

Blog

How Much Money Do I Need to Save Before I Buy a House?

If you’ve been saving to buy a house, rising home prices and interest rates over the past year can make homeownership seem out of reach. Inflation that has reached 40-year highs does not help either. Jul 28, 2022

A Renovation Loan Could Help You Beat the Housing Market

Today’s housing market remains hot, with soaring sales prices, even as mortgage interest rates have almost doubled in the past year. Those factors combined with very limited inventory make it difficul Jul 26, 2022

Is A Reverse Mortgage a Good Way to Pay for Long-term Care?

According to a recent Genworth study, every day until 2030, 10,000 “Baby Boomers” will reach the age of 65. And another study found that seven out of ten seniors will require long-term care before the Jul 21, 2022

6 Ways to Save Money on Your Next Mortgage

Mortgage interest rates have jumped more than two full percentage points in the past year and with home prices growing at record high paces, buying a home might seem more out of reach than ever for so Jul 19, 2022

Which Credit Score Will My Mortgage Lender Use?

You probably already know that mortgage lenders will pull a record of your credit history when you apply for a home loan. You may also know that there are several versions of your credit score for you Jul 14, 2022

How Soon After Buying Can I Refinance the Mortgage of My Second Home?

Maybe you bought a second home during the pandemic as a way to escape during lockdowns. Maybe you bought one to rent out part-time for extra income in today’s uncertain economy. And with home prices g Jul 12, 2022