Jose Gonzalez

Loan Originator

NMLS# 2121403

Jose Gonzalez Loan Originator

Blog

Avoiding Common Homebuyer Mistakes in a Seller's Market

We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market c Jan 09, 2024

Unlocking Financial Freedom: A Guide to Refinancing Your Mortgage

After a steady climb over the past year, as of December 2023 mortgage interest rates have mercifully dipped almost a full percentage point from their peak. It may be a good time to refinance your curr Jan 04, 2024

The Rise of House-Hacking Among Millennials and Gen Z

Amidst escalating home prices and rising interest rates, a notable trend is gaining traction among Gen Z and millennial homebuyers: "house hacking." This innovative strategy involves renting out a par Jan 02, 2024

Happy New Year!

As we step into a new year, we want to express our gratitude for making Universal Mortgage, LLC a part of your homeownership journey. The past year has been filled with shared experiences and mileston Jan 01, 2024

Getting an Appraisal for Your Vacation Home Loan

Imagine this: you've stumbled upon your dream vacation home, a serene beachfront oasis or a cozy mountain cabin where you can escape the hustle and bustle. You're one step closer to making this haven Dec 28, 2023

What Are the Tax Benefits of Homeownership?

Today, we're about to embark on a journey that delves into the intricate world of financial wisdom concealed within the very walls of your home.  We'll unravel the hidden tax treasures that homeo Dec 26, 2023