What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers

A wraparound mortgage is a form of seller financing that allows a property to be sold while the seller keeps their existing mortgage in place. Understanding Wraparound Mortgages The buyer makes paymen Jan 15, 2026

A Guide to Buying a Home in Retirement

Retirement offers the opportunity to adjust your lifestyle and focus on long-term comfort. For many retirees, purchasing a new home is an important part of this transition. Establish Your Priorities B Jan 13, 2026

Home Warranty vs. Home Insurance: What's the Difference?

Now that you're a homeowner, you need to be prepared for home maintenance and life's unexpected events. Let's say that your water heater stops working and you wonder, "Do I call my insurance company o Jan 08, 2026

Is Your Mortgage Payment Too High? Here’s How to Lower It

A high mortgage payment can quietly strain your budget month after month. The good news is that your payment is not fixed forever. With the right strategies, many homeowners can reduce their monthly o Jan 06, 2026

🎉 Happy New Year 2026! 🎉

As we say goodbye to another year and ring in 2026, we want to thank you for letting us serve you and your family. From all of us, we hope your New Year is filled with health, happiness, and exciting Jan 01, 2026

FHA Compensating Factors: Strengthening Your Loan Application

FHA loans provide accessible homeownership opportunities through lower down payment requirements and flexible credit standards. However, some applicants fall just short of standard qualification crite Dec 30, 2025