Lazaro Munoz

Loan Originator

NMLS# 2373739

Lazaro Munoz Loan Originator

Six Essential Tips for Buying a Vacation Home

Buying a vacation home can be both a personal retreat and a financial investment. Here are six important steps to help ensure your decision supports your lifestyle and long-term goals. 1. Choose the R Aug 14, 2025

Is it Better to Buy or Rent?

Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the k Aug 12, 2025

VA Loans are a Great Option for Veterans and Active-Duty Members

VA loans are a powerful benefit available to eligible veterans, active-duty service members, and some surviving spouses. One of their biggest advantages? Lower interest rates compared to most conventi Aug 07, 2025

Learn More about Home Renovation Loans

If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cos Aug 05, 2025

Should you Hire a Real Estate Attorney When Buying a Home?

When you’re preparing to buy a home, one question often comes up: Do you need a real estate attorney? The answer depends on the type of transaction, your comfort level with legal documents, and Jul 31, 2025

Explaining the Mortgage Contingency Clause

Buying a home is a major decision, and most buyers need a loan to make it happen. That’s where the mortgage contingency comes in—a clause in your purchase agreement that can protect you if Jul 29, 2025