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Happy 4th of July from Universal Mortgage, LLC!
As we gather with family and friends this Independence Day, there's something magical in the air. The smell of barbecue wafts from backyard grills, children's laughter echoes through neighborhoods, an Jul 03, 2025
Why Some Veterans Choose Conventional Loans Over VA Loans
VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional lo Jul 01, 2025
What's the Perfect Interest Rate?
A recent Bankrate survey shows that the idea of a “perfect” mortgage rate depends on your age group. From Baby Boomers to Gen Z, opinions vary widely—and that’s affecting today Jun 26, 2025
The Mortgage Revolution: How AI is Shaking Things Up
In the past, applying for a mortgage involved stacks of paperwork, long wait times, and confusing loan terms. But technology—especially artificial intelligence (AI)—is helping make this pr Jun 24, 2025
Foreign Buyers Retreat: A Silver Lining for U.S. Homebuyers?
Foreign Investment Trends Foreign investment in U.S. real estate continues to evolve, with international buyers representing a smaller but steady portion of the market. When foreign investment decreas Jun 19, 2025