Julian Chavez III

Loan Originator

NMLS# 2139745

Julian Chavez III Loan Originator

Tips to Get a Lower Rate on a VA Loan

Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benef Aug 26, 2025

Funding Energy-Efficient Home Improvements

If your home is struggling to stay warm and your energy bills keep climbing, it might be time to consider an upgrade. For many homeowners, a cash-out refinance is one way to fund energy-efficient impr Aug 21, 2025

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expen Aug 19, 2025

Six Essential Tips for Buying a Vacation Home

Buying a vacation home can be both a personal retreat and a financial investment. Here are six important steps to help ensure your decision supports your lifestyle and long-term goals. 1. Choose the R Aug 14, 2025

Is it Better to Buy or Rent?

Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the k Aug 12, 2025

VA Loans are a Great Option for Veterans and Active-Duty Members

VA loans are a powerful benefit available to eligible veterans, active-duty service members, and some surviving spouses. One of their biggest advantages? Lower interest rates compared to most conventi Aug 07, 2025