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Fixed Rate Mortgages
What Is a Convertible Adjustable-Rate Mortgage?
If you are in the market for a home loan, an adjustable-rate mortgage may be very attractive in today’s higher rate climate. If you’ve looked into ARM loans, you may also have come across the term “co Apr 25, 2023
What is a Refinance Break-Even Point?
When market interest rates are lower than your current mortgage rate, it often makes sense to refinance into a new home loan to take advantage of the savings from lower interest. However, you don’t ac Apr 20, 2023
What is an Assumable Mortgage?
There are many ways to structure a loan for buying a home. One lesser-known way is with an assumable mortgage. Here’s what that means and how it works: What is an Assumable Mortgage? An assumable mort Apr 18, 2023
What is Mortgage PITI?
As you go through the mortgage process, you may encounter the acronym PITI in some of your documents. No, this does not mean your mortgage company is taking “pity” on you and giving you a discount. It Apr 13, 2023
What do Appraisers Consider When Valuing a House?
As you begin the process to get a new mortgage, whether for a home purchase or a refinance loan, your lender will order an appraisal for the property to determine how much it is worth. That valuation Apr 11, 2023