Jakse Morejon

Mortgage Loan Originator

NMLS# 1683759

Jakse Morejon Mortgage Loan Originator

Blog

Do I Have to Pay Private Mortgage Insurance?

Lenders often require borrowers to pay for private mortgage insurance (PMI) on top of their mortgage loan. PMI is a type of insurance that actually protects the lender, not the borrower, against defau May 16, 2023

Mortgage Bankers and Brokers: What’s the Difference?

When you are ready to buy a home, one of your first items of business is to find a mortgage lender. As you start your search you may hear terms like “mortgage broker” and “mortgage b May 11, 2023

Is a Conforming Loan the Same as a Conventional Loan?

As you begin the mortgage process, you’ll have lots of terminology thrown at you that can be a little confusing. Two similar sounding terms that might have you perplexed are conforming and conve May 09, 2023

3 Reasons a Government-Insured Mortgage Might Be Your Best Option

If you’re applying for a home loan, you’ve probably learned that there are many different types of mortgages. There are two major classes of home loans: conventional and government-insured May 04, 2023

Why Is My Mortgage Escrow Account Sending Me a Check?

After making all your mortgage payments for several years, you suddenly get a check in the mail from your escrow account. If you didn’t pay close attention during your mortgage closing, you may May 02, 2023

What Happens When a Title Search Uncovers a Problem?

One of the important steps in the home-buying process is to have a title search conducted. The title is the legal ownership record of a property and it's important to make sure there are no prior clai Apr 27, 2023