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Bouncing Back Stronger: Overcoming Mortgage Application Rejection
In the relentless pursuit of homeownership, we inevitably face obstacles. A denied mortgage application can be a tough pill to swallow, but let's not forget it's merely a temporary detour on your jour Jan 11, 2024
Avoiding Common Homebuyer Mistakes in a Seller's Market
We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market c Jan 09, 2024
Unlocking Financial Freedom: A Guide to Refinancing Your Mortgage
After a steady climb over the past year, as of December 2023 mortgage interest rates have mercifully dipped almost a full percentage point from their peak. It may be a good time to refinance your curr Jan 04, 2024
The Rise of House-Hacking Among Millennials and Gen Z
Amidst escalating home prices and rising interest rates, a notable trend is gaining traction among Gen Z and millennial homebuyers: "house hacking." This innovative strategy involves renting out a par Jan 02, 2024
Happy New Year!
As we step into a new year, we want to express our gratitude for making Universal Mortgage, LLC a part of your homeownership journey. The past year has been filled with shared experiences and mileston Jan 01, 2024