Brandon Carrero

Head of Growth | Mortgage Banker

NMLS# 314143

Brandon Carrero Head of Growth | Mortgage Banker

5 Questions to Ask Yourself Before Buying a Vacation Home

Buying a vacation home can be an excellent investment, whether you are planning to use it exclusively as your own private escape or if you plan to rent it out for some extra income, or some combinatio Nov 08, 2022

Understanding Seller Concessions

The U.S. real estate market has been so hot over the past few years that many buyers may not have ever heard of seller concessions. With interest rates and inflation rising, the market has slowed down Nov 03, 2022

Is a 15-Year Fixed-Rate Mortgage Right for Me?

The most common home loan, by far, is the 30-year fixed-rate mortgage. It spreads out the principal and interest in an amortized pattern over three decades, allowing for manageable payments. It’s a go Nov 01, 2022

Happy Halloween 2022!

Today is the day to eat candies and sweets to your heart's content. Thanks for making 2022 such a treat for us! All of us at Universal Mortgage, LLC wish you a safe and spooky night with your loved on Oct 31, 2022

Can I Still Get a VA Home Loan If I’ve Had a Bankruptcy?

In today’s turbulent economic atmosphere, financial hard times can hit any of us. If you are hoping to get a VA home loan but you have recently been through bankruptcy, you may be wondering what kind Oct 27, 2022

Should I Refinance My ARM Loan to a Fixed-Rate Mortgage?

Long-term mortgage interest rates have more than doubled in the past year and hit 14-year highs as of September 2022. If you bought a home in recent years with an adjustable-rate mortgage (ARM), it pr Oct 25, 2022