Is a 15-Year Mortgage a Good Choice?

These shorter loans come with higher monthly payments but much lower interest rates. This might save you a boat-load of money, especially if you are already a homeowner, trading up with lots of equity Dec 26, 2025

Does Refinancing your Mortgage Make Sense?

Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeab Sep 16, 2025

What's the Perfect Interest Rate?

A recent Bankrate survey shows that the idea of a “perfect” mortgage rate depends on your age group. From Baby Boomers to Gen Z, opinions vary widely—and that’s affecting today Jun 26, 2025

Should You Hold Out for Lower Interest Rates Before Buying a House?

Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timin Jun 03, 2025

5 Tips for Buying a Home When Interest Rates are High

Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase Apr 22, 2025

A Strategic Approach to Adjustable-Rate Mortgages

Embracing Adjustable-Rate Mortgages in a Fluctuating Interest Rate Environment In today’s market, where interest rates can shift unpredictably, achieving homeownership through conventional fixed Sep 03, 2024