786-332-4263
[email protected]
Apply Now
Secure Doc Upload
Universal Mortgage, LLC Logo

Blog

3 Ways to Get Your Mortgage Application Approved Quickly

When purchasing a home, it can be quite difficult to come up with a method of paying the full asking price. This is why so many people look for mortgages to cover the remaining cost of purchasing their home. That being said, it is important to understand how to get approved for a mortgage. If you are purchasing a home in the Miami area, then it is important to work with a local expert to get your application approved as quickly as possible. Here are three ways to get your mortgage application approved quickly: 1. Work with a Mortgage Broker in Coral Gables: By working with a local mort...

March 2nd, 2017 | Mortgage, Purchase, Miami, 3 Ways to Get Your Mortgage Application Approved Quickly

4 Essential Items for Your Mortgage Checklist

When you decide to purchase a new home, it is a very exciting time. For this reason, it is essential to properly research the process involved with applying for a mortgage and ultimately, getting approved for that mortgage. If you are purchasing a home in the greater Miami area, then it is beneficial to work with a mortgage broker in Coral Gables. Once you do so, you will be in the best position possible to successfully purchase your dream home. Here are four essential items for your mortgage checklist: 1) Passable Credit Score: It is best to make sure your credit is at its absolute be...

February 13th, 2017 | Mortgage, Checklist, Approval, 4 Essential Items for Your Mortgage Checklist

3 Common Pitfalls to Avoid with Finding a Mortgage Broker

Contrary to popular belief, finding a mortgage broker is an essential part of a real estate transaction. If you are located in the Miami area or are contemplating purchasing real estate in the greater Miami area, it is highly recommended that you consider utilizing a mortgage broker in Coral Gables. Failure to do so could put a major damper on your transaction. Here are three common pitfalls to avoid when finding a mortgage broker: 1. No Personal Referrals: Personal referrals are a great business strategy to consider. Be sure that you are considering this as a potential strategy. Be su...

December 19th, 2016 | Mortgage, Broker, Realtor, 3 Common Pitfalls to Avoid with Finding a Mortgage Broker

3 Ways to Close Your Escrow By Christmas

Purchasing a home is a very overwhelming time for anyone regardless of whether they have purchased a home before. The ideal way to ensure that you are ready to finish your transaction is to be sure that you are properly organized to do so. If you are purchasing a home in the Miami area, it is greatly beneficial to work with a mortgage broker in Coral Gables. Consider these three ways to close your escrow by Christmas: 1. Hire a Lawyer: Hiring a lawyer is always ideal to speed up looking up a former title of the property. This will allow your transaction to proceed swiftly and for you t...

December 5th, 2016 | Escrow, Purchasing, 3 Ways to Close Your Escrow By Christmas

3 Financial Changes to Make Before Christmas

Now that the holiday season is upon us, it is important to reassess our finances and ascertain whether potential changes can foreseeably be made in order to position ourselves to excel in the New Year. A pertinent example of this is if you are currently living in the Miami area, it is highly recommended to think about utilizing the services of a mortgage broker in Coral Gables. Consider making these three recommended financial changes before Christmas: 1. Revise Your Budget: It is vital to revise your budget carefully. The reason for this is that it is imperative that you budget proper...

December 1st, 2016 | Finance, 3 Financial Changes to Make Before Christmas

3 Identity Theft Dangers to Look Out For

As you are contemplating purchasing a home, be sure that you protect yourself from the dangers of identity theft. If you are purchasing a home in Miami, be sure that you are working with a mortgage broker in Coral Gables in order to follow the proper protocols in order to successfully acquire a new home this season. Here are three identity theft dangers to look out for: 1. Access to Personal Information: When purchasing a home, there will be many individuals that have access to your personal information. Be sure that you limit this number as much as possible to protect your identi...

November 28th, 2016 | Purchase, Identity Theft, Miami, 3 Identity Theft Dangers to Look Out For