William Morales
Loan Originator / Partner
NMLS #1010911
With over 15 years of experience in the mortgage lending business, William Morales is not only the top producing loan originator in the company, but also one of its partners. He also holds his real estate associate license in Florida and is an active real estate investor, making him a resource of knowledge in the local market. William was born in Cuba and migrated to the United States at an early age. He is happily married with two beautiful children.
Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan
Jan 20, 2026
Learn when and how to refinance an adjustable-rate mortgage into a fixed-rate loan, including costs, timing, and qualification requirements.
What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers
Jan 15, 2026
Learn how wraparound mortgages work, why buyers and sellers use them, and the risks to consider before choosing this financing option.
A Guide to Buying a Home in Retirement
Jan 13, 2026
Learn how to buy the right home in retirement with tips on budgeting, priorities, financing, and long-term planning.
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