William Morales
Loan Originator / Partner
NMLS #1010911
With over 15 years of experience in the mortgage lending business, William Morales is not only the top producing loan originator in the company, but also one of its partners. He also holds his real estate associate license in Florida and is an active real estate investor, making him a resource of knowledge in the local market. William was born in Cuba and migrated to the United States at an early age. He is happily married with two beautiful children.
How to Buy a Small Rental Property with an FHA Loan
May 21, 2026
Owner-occupants can use an FHA loan to purchase a 2–4 unit property using rental income to help qualify. Here's how it works and what lenders require.
How Adjustable-Rate Loans Work and When They Make Sense
May 19, 2026
Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.
FHA Property Requirements: What a Home Must Have to Qualify for FHA Financing
May 14, 2026
FHA loans require homes to meet minimum standards for safety, security, and structural soundness. Learn what can cause a home to fail to get FHA approval.
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