About Ricarda

Ricarda Medina is an experienced real estate professional with over a decade of experience in South Florida’s dynamic property market.  Based in Miami, she serves as both a licensed Real Estate Broker and Mortgage Loan Originator at Universal Mortgage. 

Originally from the Dominican Republic, Ricarda immigrated to the United States to pursue her entrepreneurial ambitions in real estate. Her journey from newcomer to industry leader is marked by resilience, dedication, and a deep commitment to client success. Fluent in both English and Spanish, Ricarda specializes in residential sales, investment properties, and new developments, with a strong focus on the West Kendall area and broader Miami-Dade County.

Beyond her professional achievements, Ricarda is an active real estate investor and mentor, helping clients and fellow agents navigate the complexities of the market. She is happily married and deeply values family, bringing warmth and empathy to every client interaction.

Ricarda’s unique blend of local expertise, financial acumen, and personal insight makes her a trusted advisor for homebuyers, sellers, and investors alike.

Learn More
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Should You Talk to a Lender or Real Estate Agent First?

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Not sure if you should call a Lender or Real Estate Agent first? Find the answer and start your home buying journey with confidence.

How Your Credit Score Impacts Your Ability to Buy a Home

How Your Credit Score Impacts Your Ability to Buy a Home

Jul 06, 2026

See how your credit score can affect your mortgage approval, rate, and loan costs, plus practical ways to strengthen your profile before buying.

Happy 4th of July: Celebrating 250 Years of Independence

Happy 4th of July: Celebrating 250 Years of Independence

Jul 03, 2026

Wishing you a happy 4th of July as we celebrate America and 250 years since the signing of the Declaration of Independence.

Contact Ricarda
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1430 South Dixie Highway #309
Coral Gables, FL 33146

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