About Lazaro

Lazaro has been in the mortgage and real estate industry for 3 years.  He is passionate about helping buyers fulfill their dreams of homeownership.  He is happily married with 5 children.  He is a Cuban native and migrated to the U.S. when he was 15 years old.  Lazaro is also a licensed real estate agent serving all of South Florida.  His goal is to become one of the most successful loan originators for Universal Mortgage.

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Learn More about VA Adjustable-Rate Mortgages (ARMs)

Learn More about VA Adjustable-Rate Mortgages (ARMs)

Apr 16, 2026

VA adjustable-rate mortgages start with lower rates than fixed-rate loans — no down payment or PMI required. See how VA ARMs work and if one is right for you.

The Truth in Lending Act - Key Protections Every Borrower Should Know

The Truth in Lending Act - Key Protections Every Borrower Should Know

Apr 14, 2026

Learn what the Truth in Lending Act (TILA) requires lenders to disclose, which loans it covers, your rights, and what happens when lenders violate its rules.

How Much House Can You Afford on a $70K Salary?

How Much House Can You Afford on a $70K Salary?

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Learn how much you can afford on a $70,000 salary. Understand lender guidelines, monthly payment estimates, and factors that influence home affordability.

Contact Lazaro
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1430 South Dixie Highway #309
Coral Gables, FL 33146

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