Lazaro Munoz
Loan Originator
NMLS #2373739
Lazaro has been in the mortgage and real estate industry for 3 years. He is passionate about helping buyers fulfill their dreams of homeownership. He is happily married with 5 children. He is a Cuban native and migrated to the U.S. when he was 15 years old. Lazaro is also a licensed real estate agent serving all of South Florida. His goal is to become one of the most successful loan originators for Universal Mortgage.
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Learn how mortgage amortization works, how payments are applied, and how extra payments can reduce interest over time.
How Real Estate Tax Benefits Help Build Long-Term Wealth
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Explore the full tax advantages of real estate investing, including deductions, depreciation, capital gains, and tax deferral strategies.
Understanding Your Closing Disclosure: What to Review Before Closing
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Learn what a Closing Disclosure is and what to review before closing. Understand loan terms, costs, and how to spot errors in this critical mortgage document.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
