Kelvin Andrade

Loan Originator

NMLS# 1135008

Kelvin Andrade Loan Originator

How To Beat High Inflation with a Home Purchase

Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel like your buying power is being Mar 07, 2023

More Space: Buying a Bigger Home vs. Expanding

Maybe you have recently added another child to your family. Maybe it's time to bring your aging parents into your home for more care. Or maybe your job has gone remote, and you need room for an office Mar 02, 2023

How Long Does a Mortgage Pre-Approval Last?

The U.S. real estate market has had an extremely low inventory of available homes over the past two years thanks to enormous demand. That has resulted in longer home searches for potential buyers. The Feb 28, 2023

5 Common Misconceptions That Keep You from A Perfect Credit Score

Earning and keeping a perfect credit score is a great goal, but there are plenty of myths out there about how to achieve it. Since having a great score is essential for everything from getting approve Feb 23, 2023

5 Things Every First-Time Buyer Needs to Know

Buying a home for the first time is a big deal. Whether your first purchase is your last or if it is a stepping stone to a larger one in the future, there is a lot to think about and understand as you Feb 21, 2023

Should You Make a 20% Down Payment?

If you’re getting ready to buy a house, you may be unsure how much money to contribute as a down payment. For many years, 20% of the purchase price was considered a full down payment and the mortgage Feb 16, 2023