Kelvin Andrade
Loan Originator
NMLS #1135008
VA Loan Rate Lock: Yes or No?
Sep 14, 2026
Should you lock your VA loan rate now or wait? Learn when a rate lock is a good idea and how to make a confident decision.
Twenty Five Years Later We Remember 9/11
Sep 11, 2026
Twenty-five years later we pause to remember those we lost, honor first responders, and reflect on the unity that followed.
In a Recession Do Mortgage Rates Rise or Fall?
Sep 09, 2026
Learn how a recession impacts mortgage rates and make informed decisions for your home financing during economic downturns.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.