Kelvin Andrade
Loan Originator
NMLS #1135008
VA Home Loans: Benefits, Eligibility, and How to Apply
Dec 18, 2025
Quickly Learn how VA home loans work, including benefits like no down payment and no PMI and much more.
Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?
Dec 16, 2025
Consolidate expensive credit cards and loans into one low-rate HELOC payment. Lower your interest costs, reduce your monthly bills, and breathe easier.
Use a VA Energy Efficient Mortgage for Home Improvements
Dec 11, 2025
Learn how VA Energy Efficient Mortgages help veterans finance energy-saving home improvements. Understand benefits, eligibility, and the application process.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.