Jose Gonzalez
Loan Originator
NMLS #2121403
Jose was born in Cuba and migrated to the United States with his family at age 9. He learned the art of discipline and tenacity when he played collegiate level baseball and the importance of elite customer satisfaction when he worked in the hospitality business for over 10 years. He applies these skills today to his professional life as he focuses on helping families achieve the dream of homeownership.
First-Time Homebuyer Qualifications: What You Need to Know
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Discover how to qualify as a first-time homebuyer, including credit score, DTI, income limits, and how to access grants and assistance programs.
How the Federal Reserve Impacts Mortgage Rates
Jun 03, 2026
Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.
VA Loan Approval with Debt: What Veterans Need to Know
Jun 01, 2026
Learn how debt affects VA loan approval, including DTI ratios, credit scores, and income. Discover strategies veterans can use to qualify for a mortgage.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.