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Merry Christmas
With Christmas fast-approaching, all of us at Universal Mortgage, LLC would like to wish you a Merry Christmas! We hope that this week you'll be surrounded by family, friends and loved ones while enjo Dec 22, 2022
How To Avoid Being House Poor
Since buying a home is one of the biggest financial investments most people ever make, if you're are not careful, you can get in over your head. This can result in a status of being “house poor,” or s Dec 20, 2022
How to Qualify for a Jumbo VA Loan
If you are buying a home that is priced significantly above the region’s average, traditional loans may not be able to cover the size of your purchase. In this case you’ll need a jumbo loan. And if yo Dec 15, 2022
How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income
According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be Dec 13, 2022
Understanding Non-Owner-Occupied Mortgages
If you are venturing into the world of rental properties, it's time to learn the ins and outs of non-owner-occupied mortgages. This is a special type of home loan for a property you buy but do not int Dec 08, 2022