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Cashing Out refers to the refinancing of a loan where the homeowners will borrow money on their own home and “cash out” a certain amount of funds.

By cashing out on your home, you can obtain cash on the value of your own home to pay off debts or upcoming expenses. The refinance transaction can also provide you with a better mortgage loan interest rate that will save on your monthly mortgage payments during the loan, and it’s tax-deductible.

If you are looking for this type of refinancing, Universal Mortgage can find a program suited to your financial needs. We offer cash-out programs for Owner-occupied homes and Non-owner occupied homes, with low, fixed and adjustable rates, and 15 or 30 year terms.

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