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Energy Efficient Mortgage Program

The federal government has aimed to help increase homeownership for decades. One of the Federal Housing Administration’s many programs to help Americans in their homeownership dreams is the Ener Jul 17, 2019

What is a Loan-to-Value Ratio?

Once you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your lender. What is this ratio and how do Jul 10, 2019

Happy 4th of July

We want to wish you a Happy Fourth of July! It is because of clients like you who believe in this great country and the dream of homeownership that we have reason to celebrate. "W Jul 03, 2019

Can I Refinance Without Closing Costs?

Homes in Miami can be expensive, and Miami mortgages tend to be expensive too. It may be time to consider refinancing your mortgage. Mortgage refinance loans require fees and closing costs. Is there Jun 26, 2019

5 Tips for Buying an Investment Property in Florida

Adding real estate to your investment portfolio can be a great asset… if done correctly. Buying a property to flip or rent out has different mortgage requirements than a primary residence. Ther Jun 19, 2019

How Do I Get Rid of Private Mortgage Insurance?

Private mortgage insurance (PMI) is required by lenders when borrowers contribute less than 20% of the home’s value as a down payment. This insurance protects the lender, not the homebuyer. If t Jun 12, 2019