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Happy Halloween 2022!

Today is the day to eat candies and sweets to your heart's content. Thanks for making 2022 such a treat for us! All of us at Universal Mortgage, LLC wish you a safe and spooky night with your loved on Oct 31, 2022

Can I Still Get a VA Home Loan If I’ve Had a Bankruptcy?

In today’s turbulent economic atmosphere, financial hard times can hit any of us. If you are hoping to get a VA home loan but you have recently been through bankruptcy, you may be wondering what kind Oct 27, 2022

Should I Refinance My ARM Loan to a Fixed-Rate Mortgage?

Long-term mortgage interest rates have more than doubled in the past year and hit 14-year highs as of September 2022. If you bought a home in recent years with an adjustable-rate mortgage (ARM), it pr Oct 25, 2022

Home Buying Options for Teachers

Public school teachers are in high demand right now. A recent study estimates that there are 36,000 open teacher positions across the U.S. right now. Perhaps the rising teacher shortage is due to the Oct 20, 2022

What The Latest Fed Rate Hike Means for Mortgages

The Federal Reserve’s September interest rate hike marks the fifth straight increase in 2022. What does that mean for the mortgage world? Fed Rate Hikes The Federal Reserve is in charge of maintaining Oct 18, 2022

What's the difference between a Home Equity Loan and a Home Equity Line of Credit

Homeowner equity is near all-time highs right now as home prices have skyrocketed over the past few years. And while mortgage rates have been creeping up, they are still near low, historically speakin Oct 13, 2022