Denise Torres Rancour

Denise Torres Rancour

Mortgage Loan Originator

NMLS #1420501

Licensed In: FL, TX
 
About Denise

Denise Torres Rancour is a seasoned mortgage operations and lending executive with over 10 years of experience delivering excellence across the financial services industry. She holds a Master of Science in Technical Management (MSTM) from Embry-Riddle Aeronautical University and a Bachelor of Business Administration from the University of Miami, School of Business.

 

As a licensed Residential Mortgage Loan Originator, Certified Scrum Master, and Project Management Professional, Denise brings structure, strategy, and heart to every loan she oversees. Her leadership is rooted in a deeply customer-centric, faith-guided approach, ensuring every borrower feels informed, respected, and supported from application through closing.

 

Leveraging proven project management and Lean Six Sigma methodologies, Denise designs streamlined workflows that reduce delays, enhance communication, and create a smooth, transparent lending experience. By blending operational excellence with genuine care for people, Denise consistently delivers trusted guidance, meaningful relationships, and exceptional outcomes for her clients and partners.

Learn More
How the Federal Reserve Impacts Mortgage Rates

How the Federal Reserve Impacts Mortgage Rates

Jun 03, 2026

Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.

VA Loan Approval with Debt: What Veterans Need to Know

VA Loan Approval with Debt: What Veterans Need to Know

Jun 01, 2026

Learn how debt affects VA loan approval, including DTI ratios, credit scores, and income. Discover strategies veterans can use to qualify for a mortgage.

Can You Get a Mortgage while on Maternity Leave?

Can You Get a Mortgage while on Maternity Leave?

May 29, 2026

Can you qualify for a mortgage on maternity leave? Learn your rights, how lenders evaluate income, required documents, and tips to improve approval chances.

Contact Denise
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
1430 South Dixie Highway #309
Coral Gables, FL 33146

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 786-332-4263


Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage