Alex Garcia
Loan Originator / Partner
NMLS #677151
With over 15 years of experience in the mortgage lending arena, Alex is a partner of Universal Mortgage. He started his career in lending as a private money lender. He also owns and manages a real estate investment company in South Florida. A graduate of University of Miami, Alex is a true part of the community. He is happily married with three beautiful children.
Acceleration Clauses in Real Estate: What Homeowners Should Know
Nov 02, 2026
Learn what an acceleration clause is, what can trigger it, and what homeowners can do to protect their mortgage.
The Scariest Thing About Renting Isn't on Your Doorstep This Halloween
Oct 30, 2026
Discover the hidden fears of renting this Halloween and how they can impact your experience beyond just spooky doorsteps.
VA Non-Allowable Fees: What Veterans Should Know
Oct 28, 2026
Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.
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