Alex Garcia
Loan Originator / Partner
NMLS #677151
With over 15 years of experience in the mortgage lending arena, Alex is a partner of Universal Mortgage. He started his career in lending as a private money lender. He also owns and manages a real estate investment company in South Florida. A graduate of University of Miami, Alex is a true part of the community. He is happily married with three beautiful children.
Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?
Jul 13, 2026
Compare the differences between HELOC and home equity loans to understand which option may fit your goals, budget and needs the best.
Understanding Credit Bureaus: How They Impact Your Financial Life
Jul 10, 2026
Learn how credit bureaus work, how scores are calculated, and how to improve your credit for better loan approval and lower interest rates.
Should You Talk to a Lender or Real Estate Agent First?
Jul 08, 2026
Not sure if you should call a Lender or Real Estate Agent first? Find the answer and start your home buying journey with confidence.
Thank You!
Your request has been submitted.
Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
