Alex Garcia
Loan Originator / Partner
NMLS #677151
With over 15 years of experience in the mortgage lending arena, Alex is a partner of Universal Mortgage. He started his career in lending as a private money lender. He also owns and manages a real estate investment company in South Florida. A graduate of University of Miami, Alex is a true part of the community. He is happily married with three beautiful children.
Financing Options for Accessory Dwelling Units
Sep 21, 2026
Learn how to finance an Accessory Dwelling Unit (ADU) with equity, refinance, HELOC and construction loans for your property.
Can I Get a Mortgage Without a Credit Check?
Sep 18, 2026
Practical ways to qualify for a mortgage using alternative credit and manual underwriting when you don't have a credit score.
Smart Buyers Are Winning in Today's Market
Sep 16, 2026
First-time buyers can still find many opportunities today by focusing on affordable markets, inventory, and payment fit.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
