Alex Garcia
Loan Originator / Partner
NMLS #677151
With over 15 years of experience in the mortgage lending arena, Alex is a partner of Universal Mortgage. He started his career in lending as a private money lender. He also owns and manages a real estate investment company in South Florida. A graduate of University of Miami, Alex is a true part of the community. He is happily married with three beautiful children.
Buying a Home for a Second Time: What You Need to Know
Aug 24, 2026
Buying a home for the second time? Learn how equity, timing, and loan options can shape a smoother purchase experience.
When should you Buy or Sell your home?
Aug 21, 2026
Learn how market absorption rate reveals market conditions and helps buyers and sellers make smarter timing decisions.
Home Buying Advantages for Federal Employees
Aug 19, 2026
Are you a Civilian Federal Employee? Learn about state and local grants, local programs, and how to achieve homeownership.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
