Alex Garcia
Loan Originator / Partner
NMLS #677151
With over 15 years of experience in the mortgage lending arena, Alex is a partner of Universal Mortgage. He started his career in lending as a private money lender. He also owns and manages a real estate investment company in South Florida. A graduate of University of Miami, Alex is a true part of the community. He is happily married with three beautiful children.
Second Home vs. Investment Property: What You Need to Know
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Discover key differences between a second home and an investment property to make informed choices for your financial future.
Refinancing a Home with a Second Mortgage
Sep 04, 2026
Discover how refinancing a second mortgage can improve your finances and learn how to navigate this process effectively.
From Renter to Homeowner: Mastering the Lease Transition
Sep 02, 2026
Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
