Alex Garcia
Loan Originator / Partner
NMLS #677151
With over 15 years of experience in the mortgage lending arena, Alex is a partner of Universal Mortgage. He started his career in lending as a private money lender. He also owns and manages a real estate investment company in South Florida. A graduate of University of Miami, Alex is a true part of the community. He is happily married with three beautiful children.
Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?
Dec 16, 2025
Consolidate expensive credit cards and loans into one low-rate HELOC payment. Lower your interest costs, reduce your monthly bills, and breathe easier.
Use a VA Energy Efficient Mortgage for Home Improvements
Dec 11, 2025
Learn how VA Energy Efficient Mortgages help veterans finance energy-saving home improvements. Understand benefits, eligibility, and the application process.
Starter Home vs. Forever Home: Making the Right Choice
Dec 09, 2025
Compare starter homes and forever homes to make the right choice. Learn the financial and lifestyle factors that determine which option fits your goals.
Thank You!
Your request has been submitted.
Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
