Alex Garcia
Loan Originator / Partner
NMLS #677151
With over 15 years of experience in the mortgage lending arena, Alex is a partner of Universal Mortgage. He started his career in lending as a private money lender. He also owns and manages a real estate investment company in South Florida. A graduate of University of Miami, Alex is a true part of the community. He is happily married with three beautiful children.
What Is a Mortgage Amortization Schedule and How Does It Work?
Jan 29, 2026
Learn how mortgage amortization works, how payments are applied, and how extra payments can reduce interest over time.
How Real Estate Tax Benefits Help Build Long-Term Wealth
Jan 27, 2026
Explore the full tax advantages of real estate investing, including deductions, depreciation, capital gains, and tax deferral strategies.
Understanding Your Closing Disclosure: What to Review Before Closing
Jan 22, 2026
Learn what a Closing Disclosure is and what to review before closing. Understand loan terms, costs, and how to spot errors in this critical mortgage document.
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