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Blog Image: Is Applying for Mortgage Online a Good Idea?

Is Applying for Mortgage Online a Good Idea?

You can do pretty much everything on the Internet today, including apply for mortgage financing. Just because something is digital, does that automatically mean it’s better? There are several factors to consider when deciding between applying online or in person.  Because the Millennial generation is now at the prime age for homebuying, their preferences are influencing the mortgage industry. The National Association of Realtors reports that in 2018, millennials bought more homes in the U.S. than any other generation. This age group grew up with computers and the Internet and the...

February 19th, 2020 | Mortgage, Is Applying for Mortgage Online a Good Idea?

Blog Image: Why NOT to Pay Off Your Mortgage Early

Why NOT to Pay Off Your Mortgage Early

Your mortgage payment is likely the biggest one you make each month. The thought of getting rid of that payment sooner and saving on some of the interest payments can be very attractive. However, there are plenty of trade-offs when you start diverting much of your disposable income toward extra mortgage payments. Here are several reasons why it may not be in your best interest to pay off your mortgage early. Lost Investment Income In order to pay off a mortgage earlier than the traditional 30- or 15-year terms, you will have to devote a significant part of your monthly income on the paym...

January 29th, 2020 | Mortgage, Why NOT to Pay Off Your Mortgage Early

4 Ways to Avoid Scams in the Miami Real Estate Market

As a new home buyer, it is important that you carefully research the real estate industry in the area that you are considering moving to. If you are able to conduct your research carefully, you will find that you make more informed decisions when deciding who to work with. Here are four ways to avoid scams in the Miami real estate market: 1. Work with a Mortgage Broker in Coral Gables: Mortgage brokers, if you find the right one, can be a major help to you. If you find one with a positive reputation, you will find that you have a major ally on your side to offer the best possible inter...

July 3rd, 2017 | Mortgage, Scams, Real Estate, Miami, 4 Ways to Avoid Scams in the Miami Real Estate Market

4 Factors that Could Negatively Impact Your Mortgage Approval

When you are contemplating purchasing a home, it can be quite difficult to obtain the proper funding to afford the home that you are purchasing. For this reason, many individuals decide to take out a mortgage. That being said, it is quite difficult to understand the process required to be successfully approved for a mortgage on your home. If you are attempting to purchase a home in the Miami area, then it is wise to work with a mortgage broker in Coral Gables. This way, you can be sure that you will have the utmost success in your application. Here are four factors that you could negative...

May 25th, 2017 | Mortgage, Approval, Debt, 4 Factors that Could Negatively Impact Your Mortgage Approval

4 Reasons to Purchase a New Home in Miami

It can be quite exciting to entertain the notion of purchasing your first home. For this reason, it is important to be careful about doing so in order to get the best value for your money. If you are attempting to purchase a home in Miami, then it is best to meet with a mortgage broker in Coral Gables to see what potential interest rates you can acquire for financing based on your amount available for a downpayment. Here are four reasons to purchase a new home in Miami: 1. Investment: Investing in real estate is a wise decision that can really pay off for you. Be sure that you are...

May 15th, 2017 | First Time Homebuyer, Mortgage, First Home, 4 Reasons to Purchase a New Home in Miami

3 Ways to Know You Are Ready to Work with Mortgage Broker

Buying a home or apartment can be stressful. For this reason, it is highly recommended that you are sure that you have the proper requirements satisfied before you purchase a home. A qualified mortgage broker can help you determine whether you are ready to purchase a home or not. If you're looking to purchase a home, these three factors may indicate that you are ready to work with a mortgage broker: You have a unique financial situation that can't be solved without a mortgage broker. This includes having poor credit, being self-employed, or have a non W2 based income. You are l...

May 10th, 2017 | Mortgage, Broker, 3 Ways to Know You Are Ready to Work with Mortgage Broker

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