Alex Garcia
Loan Originator / Partner
NMLS #677151
With over 15 years of experience in the mortgage lending arena, Alex is a partner of Universal Mortgage. He started his career in lending as a private money lender. He also owns and manages a real estate investment company in South Florida. A graduate of University of Miami, Alex is a true part of the community. He is happily married with three beautiful children.
Smart Buyers Are Winning in Today's Market
Sep 16, 2026
First-time buyers can still find many opportunities today by focusing on affordable markets, inventory, and payment fit.
VA Loan Rate Lock: Yes or No?
Sep 14, 2026
Should you lock your VA loan rate now or wait? Learn when a rate lock is a good idea and how to make a confident decision.
Twenty Five Years Later We Remember 9/11
Sep 11, 2026
Twenty-five years later we pause to remember those we lost, honor first responders, and reflect on the unity that followed.
Thank You!
Your request has been submitted.
Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.
